HBW Insurance Group serves the Catonsville, MD community by offering residents multiple types of insurance policies. Not only are we committed to helping our clients find the insurance coverage that they need, but we also strive to make sure that they are informed on the latest news in the industry.

Renters Insurance Myths Exposed

If you are renting a home or condo in the Catonsville, MD community, it’s important that your assets are covered. Renters insurance provides protection in the event that your property is damaged due to a natural disaster or if someone steals your belongings. While you are researching different policies, avoid these common renters insurance myths.

I Don’t Have Valuable Assets

Your belongings hold value, no matter how small they are. Even if your rental unit includes temporary furniture, the policy will ensure that those items are protected. You can also amend your policy to cover any items that you take out of your property and place in your vehicle.

I Can’t Add Liability Coverage

Even though you may be staying in a rental unit, liability insurance is still an asset. If you invite some friends over to tour your property, liability coverage will protect you in the event that one of your friends accidentally gets hurt on your property.

My Landlord Can Deal With Everything

Your landlord’s policy does not protect your personal belongings if they are destroyed in an accidental fire. That’s why it is important that you have your own personal renter’s insurance policy.

I’m Low Maintenance So I Don’t Need Coverage

Accidents happen all the time. In the event of an emergency, your policy can act as a safety net. Your policy will cover you while you seek temporary lodging somewhere else.

HBW Insurance Group Will Answer Your Questions

For more information on different types of renters insurance coverage, visit our website today!