At HBW Insurance Group, the agents understand that weather conditions can go from bad to worse very quickly. If you live in Catonsville, MD, you don’t want to find out too late that your homeowner’s policy doesn’t cover specific weather-related events. It’s important to know exactly what your insurance covers because after an event occurs, it’s too late to get the coverage you may have needed. 

Hurricane and Flood Damage 

Two types of insurance that are often not included in homeowner’s policies are a hurricane and flood insurance. While flood insurance is an option for those who live in floodplains, most people don’t think about hurricane insurance unless they live right along the coast. In the past few years, Maryland has received damage from hurricanes that have hit the area so they need to be considered as a possible threat.

Always Be Prepared!

If you are unsure of what types of weather-related events your insurance covers, you will want to re-evaluate your policy to find out. Know what the weather risks are to your area. Are you close to where hurricanes have hit in the past or do you know where the nearest floodplain is? These are important questions to ask yourself to ensure you have the types of insurance you need to protect your home.

Contact the agents at HBW Insurance Group and schedule a review of your policy. Re-evaluating your insurance every few years is important to ensure you have the coverage you need when you need it. Don’t wait! If you live in the Catonsville, MD area, call and talk to an agent today!