Health insurance is one kind of insurance that you are not technically required to have. However, if you don’t have health insurance you will be fined by the federal government. Due to the fine, it often is better to opt into health insurance, because after all, if you’re going to pay, you might as well have health coverage. But beyond this, there are reasons why you even if money is tight you can’t afford to have health insurance. If you live in or around Catonsville, MD HBW Insurance Group is here to help you out. 

Even When You’re Health

If you are a healthy individual you might eye the cost of insurance, compare it to what the federal government fine is, and decide to go without health insurance. Because after all, do you really need health insurance when you’re already a healthy individual? The short answer to this is yes. Because while you are healthy currently you never know what might be tossed in your direction. You could become sick out of nowhere. Or you might be involved in an auto accident. You never know what life is going to send your way. Even a minor injury can cost you thousands of dollars at the hospital, and you’d be surprised as to how much a ride in an ambulance costs. So can you really afford to not have medical coverage?

When it comes to protecting yourself and your family, it is critical for you to invest in health insurance. Health insurance protects you and will be there to pay for unexpected medical problems. So if you have questions about health insurance and live in or around Catonsville MD, now is the time to give the team at HBW Insurance Group a call.