ATVs are great for to go out there and find some adventure. Both adults and kids alike have a great time feeling the wind as they whip along the road, hold on when bumps are hit so they don’t go flying off and just feeling the excitement of getting out into the open. If you’re going to get an ATV for the first time in Cantonsville, here are some facts to keep in mind, so you can have fun and stay safe when you’re out there. Cantonsville, here are some facts to keep in mind, so you can have fun and stay safe when you’re out there. 

Skip the Bells and Whistles, Unless It’s Safety Gear

You don’t need to buy the ATV that comes with a thousand buttons and levers. Chances are, it’ll only confuse you when you’re out there. If you’re new, buy something that you can easily control when you’re out there, and protect yourself when you’re out there! You may not be going as fast as a motorcycle is, but buy the gear for it anyway. Helmet, goggles, jackets, proper footwear: you’ll be happy you have it if something unexpected happens. 

Explore to Your Heart’s Content

The more exploring you do, the more comfortable you’ll feel on an ATV. Obviously start slowly and on the easy trails. Maryland has some beautiful countryside, and you probably know a few out the way spots you can’t wait to take your ATV to. Once you’ve had enough successful outings where you feel comfortable, try adding another person on the back and practicing there or take it a rougher terrain and see what it can do! 

Is Insurance Required?

Maryland does not specifically require you to get ATV insurance considering you’re generally not at risk for hitting another vehicle or injuring a pedestrian. However, don’t leave this up to chance. You do not need to be held liable for theft, accident or injury when you get the right protection. HBW Insurance Group can answer your questions so you can get on your way. 

There are many ways that you can give back after the holiday season, particularly within the community of Catonsville. You don’t need to be the wealthiest person out there – you can simply give your time and a few other things along the way.

Go through your home and decide what you are using. There may be old coats that you can give in order to keep people warm, old clothes that can keep people on the street dressed, and even food within your pantry that you can donate to your local food bank.

There are a few ways to help some of the less fortunate as well. This includes:

• Putting food on the table for a family that doesn’t have the ability to do so on their own
• Help out at a soup kitchen
• Volunteer at your local chapter of Meals on Wheels, a food delivery program

• There are few other ways that you can give back as well. You may want to think about:
• Donating blood at a local blood bank
• Visiting the Department of Veteran Affairs to see how you can thank the different veterans within the community
• Pledging a certain amount of money to a local charity
• Adopting a pet from an animal shelter instead of going to a pet store
• Volunteering at different community organizations, to build homes, provide job training, and more

The more you can do, the better you may feel throughout the holiday season. You may take for granted all that you have – and there are many people, even within your own community, that have very little.

Think about buying your insurance with a community insurance agent, too. AT HBW Insurance Group, our agents can help you find affordable quotes, and more.