HBW Insurance Group offers health insurance for those without a policy and those who need to supplement their existing coverage. Our agency offers health insurance options for people of all ages and household sizes. Whether you need an individual or family plan, we’ve got you covered.

Supplemental Health Coverage

Even if your Columbia, MD workplace provides medical coverage, you can purchase an additional health insurance policy. For example, if your work coverage doesn’t cover emerging treatments for a disease that runs in your family, buying a policy that does cover them can save you money in the future.

There are many reasons why a person might want a second health policy. Some health insurance doesn’t cover hospital stays, while other policies lack prescription drug benefits. Whatever the reason, you can add a policy by contacting our offices and letting us know what kind of coverage you want.

Some types of coverage, such as prescription coverage, don’t require a medical exam. General health insurance, hospitalization coverage, etc., typically do. If you have a pre-existing condition, mention it when you apply.

Withholding that information can invalidate a policy when you try to use it. We have policies that allow pre-existing conditions, although the premiums cost more. Having a pre-existing condition does not exempt you from purchasing health insurance.

Contact Us Today via Phone or Email

Let us help you stay healthy, Columbia, MD residents! Call or email HBW Insurance Group today to get your health policy started. Please tell us what gap you need to fill in your coverage, and we will help you find a policy that fills it. Don’t go a day without full medical coverage.